In India, it is a legal requirement that motor vehicles cannot operate on roads without insurance. Therefore, it is necessary to insure motor vehicles.
Add-On Covers with Car Insurance
In India, it is a legal requirement that motor vehicles cannot operate on roads without insurance. Therefore, it is necessary to insure motor vehicles. This applies to cars as well, meaning every car owner must have insurance for their vehicle. When you opt for comprehensive insurance for your car, you have the option to choose from various Add-On covers. Some people choose to include Add-On covers, while others may not pay much attention to them. Anyway, in this article, we have discussed three useful Add-On covers that may be beneficial for you.
Zero Depreciation Cover
The Zero Depreciation Cover is also known as "Zero Dep Cover." It is a beneficial add-on that provides complete coverage for any damage or loss to any part of your car. Although opting for this cover increases the insurance premium, it ensures that you receive the full amount for your damages. The insurance company covers the entire cost of repairing your car. With Zero Depreciation Cover, the insurance company does not deduct any depreciation from your claimed amount.
Engine Protection Cover
The meaning of Engine Protection Cover is that the insurance company will cover damages to your engine. This cover protects against any damage or loss to any part of the engine, whether it occurs due to an accident, a natural disaster, or any other reason. It is essential to opt for this cover because repairing engine damage can incur significant expenses, and if you do not have this add-on, the entire cost will come out of your pocket.
Roadside Assistance Cover
The need for roadside assistance can arise for any car owner at some point. In such cases, opting for roadside assistance coverage can be a good option. With roadside assistance cover, you receive help in situations where your car breaks down. Services provided may include changing a flat tire, replacing the battery, refueling, or towing the car to the nearest workshop or dealer, among other services.
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By Kuldeep
